help to buy

When buying a new build Quintas home up to the value of £600,000 in England (outside of London), and £300,000 in Wales, the Government will lend you up to 20% of the property’s value. This loan is offered to you as an interest-free equity loan, remaining interest-free for five years. With this loan, you’ll then only need a mortgage for 75% of the property value, plus a 5% deposit from your own savings. For those looking to buy in London, the limit for borrowing is increased to 40%, so with a 5% deposit, you’ll only need a 55% mortgage.


Who is eligible?

There are different types of Help to Buy schemes that have been backed by the Government. The Help to Buy ISA is available for first-time buyers, but the Help to Buy Equity Loan is a scheme that’s available to existing homeowners too. There are specific rules that apply to the Help to Buy ISA, and you can find out more information on the Government’s website


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Unit 5 Hurricane Trading Estate
Avion Crecent
London NW9 5QW


020 8358 8383


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